The Structured Products Lawyers at The Law Offices of Robert Wayne Pearce, P.A., specialize in representing investors who have suffered losses due to structured products and complex derivatives.
With over 40 years of experience, our team of highly skilled attorneys understands the intricacies of these sophisticated financial instruments and the legal challenges they present, and we can help you recover losses from these structured notes.
Structured products and complex derivatives are often misunderstood and misrepresented by financial advisors, leading to significant investment losses for unsuspecting clients. Our firm has a proven track record of successfully handling cases involving a wide range of structured notes, including auto-callable notes, market-linked notes, and equity-linked securities.
To speak with Attorney Pearce, call (800) 732-2889 or Contact Us online for a FREE INITIAL CONSULTATION with Attorney Pearce about your case.
We offer comprehensive legal services for investors who have been affected by:
- Misrepresentation of the nature, mechanics, or risks of structured notes
- Failure to disclose material risks or provide necessary documentation
- Unsuitable recommendations for structured product investments
- Over-concentration of portfolios in structured notes
Our team is well-versed in FINRA arbitration and mediation proceedings, and we pursue claims for fraud, misrepresentation, breach of fiduciary duty, and failure to supervise. We work tirelessly to secure the best possible outcome for our clients, operating on a contingency fee basis to ensure that justice is accessible to all.
If you’ve experienced losses due to structured products or complex derivatives, don’t hesitate to reach out. Contact The Law Offices of Robert Wayne Pearce, P.A. for a free initial consultation and let our experienced securities law attorneys fight for your rights and recover your investment losses.
Can We Help Sue YourFinancial Advisor For Structured Note Investment Losses?
Yes, we might be able to sue your financial advisor for structured note investment losses for one or more of the following reasons:
- The nature, mechanics, or risks of the structured note were misrepresented.
- The financial advisor failed to provide you with a prospectus, offering memorandum, or otherwise disclose all of the material risks of the structured product investment.
- The recommendation that you invest in a particular structured note was unsuitable.
- Your account was over-concentrated in structured notes which may otherwise have been suitable for a small percentage (10% or less) of your portfolio.
Investment Losses? We Can Help
Discuss your legal options with an attorney at The Law Offices of Robert Wayne Pearce, P.A.
or, give us a ring at (800) 732-2889.
What Are Structured Products?
Structured products are securities derived from or based on a single security, a basket of securities, an index, a commodity, a debt issuance and/or a foreign currency.
They are a hybrid between two asset classes typically issued in the form of a corporate bond or a certificate of deposit but instead of having a pre-determined rate of interest, the return is linked to the performance of an underlying asset class.
As this definition suggests, there are multiple types of structured products. These variations include certain products offering full protection of the principal invested while others may offer limited or no protection of principal.
For a full detailed description of structured products, read our page here: https://www.secatty.com/legal-blog/structured-notes/
At The Law Offices of Robert Wayne Pearce, P.A. we understand the features and risks of structured products. They are complex investments that often involve terms, features and risks that can be difficult for individual investors and investment professionals alike to evaluate.
We have over 40 years experience representing domestic and foreign investors from offices located in Boca Raton, West Palm Beach, and Fort Lauderdale, Florida in courts, arbitrations and mediations nationwide.
Contact us for a free consultation if you already have a dispute or problem with a structured product investment.
If not, consider the following before you make any investment in structured product securities:
Are Structured Notes Suitable Investments?
Let me answer that question this way, a particular structured note may be suitable for somebody but not everybody. With regard to the more common structured notes being offered by the major financial institutions these days, they are not suitable for individuals seeking an investment that:
- produces fixed periodic interest payments, or other non-contingent sources of income and/or you cannot tolerate receiving few or no interest payments over the term of the notes in the event the closing value of the underlings or reference stock falls below a barrier level on one or more of the observation dates.
- participates in the full appreciation of the reference stock rather than an investment with a return that is limited to the contingent interest payments, if any, paid on the notes.
- provides for the full repayment of principal at maturity, and/or you are unwilling or unable to accept the risk that you may lose some or all of the principal amount of the notes in the event the final value of the reference asset falls below the barrier value.
They are not suitable investments if you are someone who:
- anticipates that the closing value of the reference asset will decline during the term of the notes such that the closing value of the reference asset will fall below the coupon barrier value on one or more observation dates and/or the final value of the reference asset will fall below the barrier value at maturity.
- is unwilling or unable to accept the risk that the negative performance of the reference asset because you do not receive interest payments and/or suffer a loss of principal at maturity.
- is unwilling or unable to accept the risk that the notes may be redeemed prior to the scheduled maturity date.
- cannot tolerate fluctuations in the price of the notes prior to the scheduled maturity and may be similar to or exceed the downside fluctuations in the value of the reference asset.
- seeks an investment for which there will be an active secondary market, and/or you are unwilling or unable to hold the notes to maturity if the notes are not redeemed.
- prefer the lower risk, and, therefore, except the potentially lower returns, a fixed income investments with comparable maturities and credit ratings.
Have You Suffered Structured Note Investment Losses?
Unfortunately, the lure of higher commissions have in recent years provided added incentives to stockbrokers to recommend structured notes to investors, including those for whom they were inappropriate, too risky, or never in alignment with their investment goals, including, the following types of structured notes:
- Auto-callable notes
- Callable yield notes
- Market linked notes
- Trigger performance securities
- Return optimization notes
- E-TRACs
- Strategic return notes
- Return optimization notes
- Capped leveraged return notes
- Equity Linked Securities (ELKs)
- Performance Leveraged Upside Securities (PLUS)
- Target term securities
It’s a shock to many investors who sought to avoid market volatility by investing in structured notes. Many who thought they would receive a steady stream of income and guaranteed return of principal have suffered sharp and unexpected losses in structured notes with “reference assets” like Peloton, ARK, Alibaba, Meta(Facebook), Zillow, Yeti, etc. Depending on the other features of those structured notes, the loss of income and principal could be realized permanently.
How We Can Help Recover Structured Note Investment Losses
At The Law Offices of Robert Wayne Pearce, P.A., we represent investors in all kinds of structured note investment disputes in FINRA arbitration and mediation proceedings. The claims we file are for fraud and misrepresentation, breach of fiduciary duty, failure to supervise, and unsuitable recommendations in violation of FINRA rules and industry standards.
There is no way you will recover your structured note investment losses without some legal action. However, Attorney Pearce and his staff represent investors across the United States on a CONTINGENCY FEE basis which means you pay nothing – NO FEES-NO COSTS – unless we put money in your pocket after receiving a settlement or FINRA arbitration award.
CONTACT OUR STRUCTURED PRODUCT LAWYER
The Law Offices of Robert Wayne Pearce, P.A. have highly experienced structured produce loss lawyers who have successfully handled many structured note cases and other securities law matters and investment disputes in FINRA arbitration proceedings, and who work tirelessly to secure the best possible result for you and your case.
For dedicated representation by an attorney with over 40 years of experience and success in structured product cases and all kinds of securities law and investment disputes, contact the firm by phone at 561-338-0037, toll free at 800-732-2889 or via e-mail.
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