Failure to Act in "Best Interest" - Law Offices of Robert Wayne Pearce, P.A

Dec 22, 2025

Investors With “Blown-Out” Securities-Backed Credit Line and Margin Accounts: How do You Recover Your Investment Losses?

If your securities-backed credit line or margin account was hit with margin calls and liquidated, recovery focuses on what your advisor recommended and disclosed before the account opened—not the liquidation itself. Misrepresentations, unsuitable leverage for conservative investors, and concentration can support claims. Investors often must pursue FINRA arbitration or mediation to seek reimbursement and fees.

Dec 22, 2025

FINRA Arbitration: What To Expect And Why You Should Choose Our Law Firm

FINRA arbitration can help investors recover losses, but results depend on preparation and strategy. Our attorneys conduct a detailed case review, draft a fact-rich Statement of Claim, and manage arbitrator selection, discovery, mediation, and hearing presentation. We focus on evidence, deadlines, and damages analysis so clients know what to expect from start to award today.

Dec 19, 2025

Oil and Gas Investors: How Do You Recover Your Oil and Gas Investment Losses?

Investors in misrepresented or unsuitable oil and gas stocks, bonds, limited partnerships, commodities, or structured products may have suffered significant losses. If your financial advisor failed to explain risks, suitability, or over-concentrated your portfolio, you might have the right to pursue legal action. At our firm, we represent clients in FINRA arbitration to recover losses from broker misconduct.

Dec 19, 2025

Real Estate Investment Trusts (REITs)

The page explains that non-traded real estate investment trusts (REITs) were widely promoted but often involved misrepresentations about returns, liquidity, and risks. At our firm, we’ve seen investors misled by sales solicitations lacking transparency, resulting in unsuitable, complex investment losses. Understanding these risks is essential before investing in any illiquid REIT offering.

Dec 19, 2025

Variable Annuities and Equity Indexed Annuities

Variable and equity-indexed annuities are complex retirement products that mix investment risk with insurance guarantees, and many investors misunderstand their features and costs. At the Law Offices of Robert Wayne Pearce, P.A., we see that variable annuities often carry hidden fees and suitability concerns for retirees, and EIAs blend fixed and market-linked returns in ways that can confuse buyers.

Dec 19, 2025

UBS ETRAC Exchange Traded Note Investors: How Do You Recover Your UBS ETRAC Investment Losses?

Investors in UBS ETRAC Exchange Traded Notes (ETNs) often suffered forced liquidations at prices set by UBS, resulting in significant losses when markets fell. These complex, leveraged ETNs were marketed as income-producing but carried high risk and credit exposure. At our firm, we represent investors in arbitration claims for misrepresentation, breach of fiduciary duty, and unsuitable recommendations.

Dec 19, 2025

72 (t) Early Retirement-Not for Me!

Section 72(t) is often promoted as a secret to early retirement by brokers and advisors, promising penalty-free access to 401(k) and IRA funds before age 59½. However, because withdrawals must be substantially equal periodic payments that can’t stop without penalties and market returns vary, this strategy often erodes retirement savings instead of preserving it.

Dec 19, 2025

The Law Offices of Robert Wayne Pearce, P.A. Wins $6 Million Plus Award Against UBS and UBS Puerto Rico

The Law Offices of Robert Wayne Pearce, P.A. secured a significant arbitration victory in which an investor received more than $6 million in awards for losses tied to unsuitable recommendations and overconcentration in UBS and UBS Puerto Rico securities, reinforcing the firm’s commitment to holding brokers accountable. Our attorneys emphasize protecting investors from misleading advice and pursuing recovery when financial advisors fail to act in clients’ best interest.

Dec 18, 2025

Securities-Backed Lines of Credit Can Ce More Dangerous Than Margin Accounts

Securities-backed lines of credit let you borrow against a portfolio, but they can turn brutal in a fast downturn. If collateral value falls or eligibility rules change, the lender can issue a maintenance call and demand cash or more securities within days. If you can’t comply, the firm may liquidate your holdings—sometimes without advance notice.

Dec 17, 2025

UBS Yield Enhanced Strategy Investors: How Do You Recover Your “UBS-YES” Investment Losses?

Many UBS Yield Enhanced Strategy investors were told the program was market neutral and designed to manage risk through an “iron condor” options approach, yet they suffered substantial losses during market volatility. Similar drawdowns occurred in late 2018 and early 2019. Our firm helps investors seek recovery through FINRA arbitration on a contingency fee basis.

Failure to Act in “Best Interest”