FREE INITIAL CONSULTATION WITH ATTORNEYS WHO CAN HANDLE YOUR SECURITIES, COMMODITIES AND INVESTMENT PROBLEMS

The Law Offices of Robert Wayne Pearce, P.A. understands what is at stake in securities, commodities and investment law matters and constantly strives to secure the most favorable possible result. Mr. Pearce provides a complete review of your case and fully explains your legal options. The firm works to ensure that you have all of the information necessary to make a sound decision before any action is taken in your case.

For dedicated representation by a law firm with substantial experience in all kinds of securities, commodities and investment disputes, contact the firm by phone at 833-300-6983, toll free at 800-732-2889 or via e-mail. We may also be able to arrange a meeting with you at offices located in Boca Raton, Fort Lauderdale, Miami and West Palm Beach, Florida and elsewhere.

Dec 27, 2024

Michael Snyder of Creative Planning Reviews

DID MICHAEL ALAN SNYDER CAUSE YOU INVESTMENT LOSSES? Michael Snyder Customer Complaints and Reviews Michael Snyder has one disclosure involving a customer dispute related to the management of options accounts. Allegations Against Michael Snyder The customer dispute involving Michael Snyder centered on claims of improper management of options accounts and fiduciary breaches. The claims, which spanned a five-year period, included alleged negligence and violations of consumer protection laws. Key Points of Resolution: The dispute was filed as an arbitration case with the American Arbitration Association. A final decision was rendered in favor of Creative Planning, absolving Mr. Snyder and the firm of any financial responsibility. This case underscores the complexity of options trading and the importance of clear agreements between advisors and clients. Michael Snyder Employment History Firms Worked For: Exams Passed: Employment History Highlights: Investment Advisors Owe Clients The Highest Level Of Care Investment advisors are bound by fiduciary duties, requiring them to prioritize their clients’ financial interests above their own. This includes providing transparent information about fees, risks, and potential conflicts of interest, as well as recommending suitable investments based on the client’s financial goals and risk tolerance. Fiduciary obligations also involve a duty of care, ensuring that advisors act prudently and diligently in their recommendations and management of client accounts. These principles are essential for building trust and maintaining regulatory compliance in the financial advisory field. Option Trading Can Be Extremely Risky Options trading involves substantial risk, often requiring specialized knowledge and financial capacity to manage potential losses. High-risk strategies, such as uncovered (naked) call writing, expose investors to unlimited losses if market prices rise significantly. Example of a High-Risk Strategy: Michael Snyder Red Flags & Your Rights As An Investor Of course, Michael Snyder did not admit to any of the allegations. But regardless of whether an arbitration award was entered, a settlement occurred, or the customer complaint is still pending, the allegations made by customers are red flags which should put all current and former customers of Creative Planning on alert to review carefully the activity and performance of their accounts and question whether Michael Snyder has engaged in any stockbroker misconduct that may have caused them investment losses. The large number of customer complaints at Creative Planning also raises questions about the brokerage firm’s supervisory practices. If these red flags raise questions, call us and we will inform you of your rights as an investor. Did You Lose Money Because of Broker Misconduct? If you have lost money due to negligence or fraud by a stockbroker or advisor, the easiest way to know if you have a case is to call our office at 800-732-2889. Our investment fraud attorneys will evaluate your claim for free and let you know if we can help you recover your losses. Need Legal Help? Let’s talk. or, give us a ring at 833-300-6983. File A Claim To Recover Your Investment Losses At Creative Planning Due To Michael Snyder If you have questions about about Creative Planning and/or Michael Snyder and the management or performance of your accounts, please contact Attorney Pearce for a free initial consultation via email or Toll Free at 1-800-732-2889.

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Dec 25, 2024

Philip Ricasata of Creative Planning Reviews

DID PHILIP JAMES RICASATA CAUSE YOU INVESTMENT LOSSES? Philip Ricasata Customer Complaints and Reviews Philip Ricasata has one customer dispute on record. Allegations Against Philip Ricasata The sole disclosure against Philip Ricasata involved a settlement during the 2008 financial crisis related to auction rate securities. The client’s complaint centered on unauthorized transactions and insufficient disclosure of risks. However, the firm handled the resolution under a global regulatory agreement to repurchase ARS, with no financial contribution or admission of fault by Mr. Ricasata. Philip Ricasata Employment History Additional roles at Merrill Lynch and Northwestern Mutual Investment Services. Exams Passed: Registrations: Currently an investment advisor but not a registered broker. General Industry/Product Exams: Series 6, Series 7, Series 31, and Securities Industry Essentials (SIE) Multi-State Securities Law Exams: Series 63 and Series 66 Designations: Certified Financial Planner (CFP). Investment Advisors Owe Clients The Highest Level Of Care Investment advisors have a fiduciary responsibility to prioritize their clients’ financial well-being. This involves a duty of care, requiring advisors to thoroughly assess client needs and recommend suitable strategies, and a duty of loyalty, mandating full transparency regarding fees, risks, and potential conflicts of interest. Advisors must clearly explain the risks and mechanics of investment products to ensure informed client decisions. Maintaining these standards is vital to building trust and delivering ethical financial guidance. Option Trading Can Be Extremely Risky Options trading is a high-risk investment activity that can result in substantial losses if not managed appropriately. Complex strategies, such as writing uncovered (naked) calls, expose investors to unlimited losses when market prices move unfavorably. Example of a High-Risk Strategy: A straddle strategy involves buying both a call and a put option with the same strike price and expiration date. This approach bets on high volatility, but if the market remains stable, both options can expire worthless, resulting in a total loss of the initial investment. Advisors must ensure that clients fully understand the risks involved and have the financial capacity to absorb potential losses. Philip Ricasata Red Flags & Your Rights As An Investor Of course, Philip Ricasata did not admit to any of the allegations. But regardless of whether an arbitration award was entered, a settlement occurred, or the customer complaint is still pending, the allegations made by customers are red flags which should put all current and former customers of Creative Planning on alert to review carefully the activity and performance of their accounts and question whether Philip Ricasata has engaged in any stockbroker misconduct that may have caused them investment losses. The large number of customer complaints at Creative Planning also raises questions about the brokerage firm’s supervisory practices. If these red flags raise questions, call us and we will inform you of your rights as an investor. Did You Lose Money Because of Broker Misconduct? If you have lost money due to negligence or fraud by a stockbroker or advisor, the easiest way to know if you have a case is to call our office at 800-732-2889. Our investment fraud attorneys will evaluate your claim for free and let you know if we can help you recover your losses. Need Legal Help? Let’s talk. or, give us a ring at 833-300-6983. File A Claim To Recover Your Investment Losses At Creative Planning Due To Philip Ricasata If you have questions about about Creative Planning and/or Philip Ricasata and the management or performance of your accounts, please contact Attorney Pearce for a free initial consultation via email or Toll Free at 1-800-732-2889.

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Dec 23, 2024

Peter Mallouk of Creative Planning Reviews

DID PETER ALEX MALLOUK CAUSE YOU INVESTMENT LOSSES? Peter Mallouk Customer Complaints and Reviews 1 Regulatory Action Allegations Against Peter Mallouk The allegations led to a civil penalty for both Creative Planning, Inc. and Mr. Mallouk, emphasizing the importance of adherence to ethical standards and regulatory compliance in investment advisory services. Peter Mallouk Employment History Investment Advisors Owe Clients The Highest Level Of Care Investment advisors have a fiduciary duty to act in the best interests of their clients. This includes: Upholding fiduciary responsibilities fosters trust and helps protect clients from unnecessary risks or unethical practices. Option Trading Can Be Extremely Risky Options trading is inherently risky and may involve significant potential for loss: Peter Mallouk Red Flags & Your Rights As An Investor Of course, Peter Mallouk did not admit to any of the allegations. But regardless of whether an arbitration award was entered, a settlement occurred, or the customer complaint is still pending, the allegations made by customers are red flags which should put all current and former customers of Creative Planning on alert to review carefully the activity and performance of their accounts and question whether Peter Mallouk has engaged in any stockbroker misconduct that may have caused them investment losses. The large number of customer complaints at Creative Planning also raises questions about the brokerage firm’s supervisory practices. If these red flags raise questions, call us and we will inform you of your rights as an investor. Did You Lose Money Because of Broker Misconduct? If you have lost money due to negligence or fraud by a stockbroker or advisor, the easiest way to know if you have a case is to call our office at 800-732-2889. Our investment fraud attorneys will evaluate your claim for free and let you know if we can help you recover your losses. Need Legal Help? Let’s talk. or, give us a ring at 833-300-6983. File A Claim To Recover Your Investment Losses At Creative Planning Due To Peter Mallouk If you have questions about about Creative Planning and/or Peter Mallouk and the management or performance of your accounts, please contact Attorney Pearce for a free initial consultation via email or Toll Free at 1-800-732-2889.

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Dec 21, 2024

Timothy Hatton of Creative Planning Reviews

DID TIMOTHY MICHAEL HATTON CAUSE YOU INVESTMENT LOSSES? Timothy Hatton Customer Complaints and Reviews Mr. Hatton has one customer dispute disclosed in his record: Allegations Against Timothy Hatton Customer Complaint Details: The client alleged the investment recommendation was unsuitable and not aligned with their risk tolerance. The dispute was resolved with no settlement paid and no individual contribution required from Mr. Hatton. Morgan Stanley DW, Inc. formally denied the allegations after investigation. Timothy Hatton Employment History Current Employment: Previous Employment: Investment Advisors Owe Clients The Highest Level Of Care Investment advisors are bound by fiduciary duties, requiring them to act in their clients’ best interests. This includes disclosing all material facts about investment strategies, risks, and potential conflicts of interest. The duty of care mandates that advisors provide advice tailored to the individual financial situation of their clients. These obligations ensure transparency and foster trust, emphasizing the importance of aligning investment strategies with client goals and risk tolerances. Option Trading Can Be Extremely Risky Options trading involves significant risks, particularly when speculative or high-risk strategies are employed. For example, naked options expose investors to unlimited potential losses since they involve selling options without owning the underlying assets. Clients allowing advisors to trade options must understand these risks thoroughly, as losses can exceed initial investments. It’s crucial to evaluate the suitability of such strategies against one’s financial goals and risk tolerance. Timothy Hatton Red Flags & Your Rights As An Investor Of course, Timothy Hatton did not admit to any of the allegations. But regardless of whether an arbitration award was entered, a settlement occurred, or the customer complaint is still pending, the allegations made by customers are red flags which should put all current and former customers of Creative Planning on alert to review carefully the activity and performance of their accounts and question whether Timothy Hatton has engaged in any stockbroker misconduct that may have caused them investment losses. The large number of customer complaints at Creative Planning also raises questions about the brokerage firm’s supervisory practices. If these red flags raise questions, call us and we will inform you of your rights as an investor. Did You Lose Money Because of Broker Misconduct? If you have lost money due to negligence or fraud by a stockbroker or advisor, the easiest way to know if you have a case is to call our office at 800-732-2889. Our investment fraud attorneys will evaluate your claim for free and let you know if we can help you recover your losses. Need Legal Help? Let’s talk. or, give us a ring at 833-300-6983. File A Claim To Recover Your Investment Losses At Creative Planning Due To Timothy Hatton If you have questions about about Creative Planning and/or Timothy Hatton and the management or performance of your accounts, please contact Attorney Pearce for a free initial consultation via email or Toll Free at 1-800-732-2889.

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Dec 18, 2024

Announcing 2024 Winner – Robert Wayne Pearce Investor Fraud Awareness Scholarship

As promised, today we are announcing the 2024 winner of the Robert Wayne Pearce Investor Fraud Awareness Scholarship. Over the course of the year, we received applications from over 92 students from schools around the country who all wrote quality essays about How Important Is Asset Allocation and Diversification to Investors Today? The winner of the $2,500 scholarship is Estephany Padilla, a student at University of Central Florida, located in Orlando, Florida, who wrote: How Important Is Asset Allocation and Diversification to Investors Today? In the world of investing, asset allocation and diversification are like the bread and butter of a solid financial strategy. Since Harry Markowitz introduced the concept in 1952 with his revolutionary work “Portfolio Selection,” the idea has stood the test of time. Markowitz’s Modern Portfolio Theory (MPT) taught us that it’s not just about picking good investments; it’s about how you combine them to balance risk and return. Decades later, even as skeptics raise eyebrows at its relevance in today’s market, asset allocation and diversification remain critical tools for navigating the financial landscape. To understand why they’re still important, let’s break them down. Asset allocation is essentially deciding how to divide your investments among different categories like stocks, bonds, real estate, and cash. Diversification takes it further, suggesting that within those categories, you spread your money across various options. For example, in stocks, you might diversify by investing in different industries or countries. The goal? Minimize risk. If one part of your portfolio takes a hit—say, the tech sector faces a downturn—other investments might hold steady or even thrive, cushioning the blow. Today’s markets are more dynamic than ever. With economic uncertainties, geopolitical tensions, and rapid technological advancements, the need to spread risk wisely has grown. Sure, some argue that Markowitz’s theories are outdated because they don’t fully account for today’s market complexities or behavioral finance. But even with criticism, the principles of asset allocation and diversification still provide a foundation for thoughtful investing. Let’s consider a real-world example. Think about the 2020 COVID-19 pandemic. Markets across the globe tanked, but not all assets performed the same. Technology stocks skyrocketed as remote work became the norm, while traditional energy sectors struggled. Investors with diversified portfolios—those who had a mix of tech, energy, healthcare, bonds, or gold— were better positioned to weather the storm than those who had all their eggs in one basket. This isn’t just a theoretical advantage; it’s tangible evidence of diversification’s power. That said, diversification isn’t without its critics. Some argue it can lead to “diworsification,” where you spread investments so thinly that you dilute potential returns. This is where strategic asset allocation becomes crucial. It’s not about owning a little bit of everything; it’s about owning the right mix for your goals, risk tolerance, and time horizon. For example, a young investor saving for retirement might lean heavily on stocks, while a retiree might prioritize income-generating assets like bonds. In today’s investing world, there’s also a rise in algorithm-driven portfolios and exchange-traded funds (ETFs), which make diversification more accessible than ever. With a few clicks, anyone can invest in a portfolio that includes hundreds or even thousands of companies. This ease of access reinforces the continued relevance of diversification and asset allocation.So, are Markowitz’s theories still applicable? Absolutely. While the details might need tweaking for modern complexities, the core idea—that spreading investments reduces risk—remains a timeless principle. Asset allocation and diversification aren’t just buzzwords; they’re the backbone of a resilient investment strategy. In a world where uncertainty is the only constant, they’re more essential than ever. After all, no one knows what tomorrow holds, but being prepared for anything? That’s smart investing. We thank all the other applicants for their efforts and announce that the next scholarship to be awarded December 15, 2025, will be given to the student who writes the most thoughtful essay about “The Pros and Cons of Investing in Real Estate Investment Trusts.”

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Dec 15, 2024

Robert Taglich of Taglich Brothers, Inc.  Reviews

DID ROBERT FRANCIS TAGLICH CAUSE YOU INVESTMENT LOSSES? Robert Taglich Customer Complaints and Reviews Mr. Taglich has one pending customer dispute related to investments in private placements: Allegations Against Robert Taglich Private Placement Investment Dispute: Robert Taglich Red Flags & Your Rights As An Investor Of course, Robert Taglich did not admit to any of the allegations. But regardless of whether an arbitration award was entered, a settlement occurred, or the customer complaint is still pending, the allegations made by customers are red flags which should put all current and former customers of Robert Taglich at Taglich Brothers, Inc. on alert to review carefully the activity and performance of their accounts and question whether Robert Taglich has engaged in any stockbroker misconduct that may have caused them investment losses. The large number of customer complaints at Taglich Brothers, Inc.  also raises questions about the brokerage firm’s supervisory practices. If these red flags raise questions, call us and we will inform you of your rights as an investor. Did You Lose Money Because of Broker Misconduct? If you have lost money due to negligence or fraud by a stockbroker or advisor, the easiest way to know if you have a case is to call our office at 800-732-2889. Our investment fraud attorneys will evaluate your claim for free and let you know if we can help you recover your losses. Need Legal Help? Let’s talk. or, give us a ring at 833-300-6983. File A Claim To Recover Your Investment Losses At Taglich Brothers, Inc.  Due To Robert Taglich If you have questions about Taglich Brothers, Inc.  and/or Robert Taglich and the management or performance of your accounts, please contact Attorney Pearce for a free initial consultation via email or Toll Free at 1-800-732-2889.

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Dec 14, 2024

Wendy Stocker Formerly With Morgan Stanley FIRED

DID WENDY STOCKER CAUSE YOU INVESTMENT LOSSES? Wendy Stocker Formerly With Morgan Stanley was terminated on September 1, 2024, following allegations related to altering and re-using a signed internal billing form. Wendy Stocker Employment History Negative Disclosures Wendy Stocker Red Flags & Your Rights As An Investor Regardless of whether an arbitration award was entered, a settlement occurred, or the customer complaint was filed, the termination of Wendy Stocker is a red flag which should put all current and former customers of Wendy Stocker at Morgan Stanley on alert to review carefully the activity and performance of their accounts and question whether Wendy Stocker engaged in any stockbroker misconduct that may have caused them investment losses. The large number of customer complaints at Morgan Stanley also raises questions about the brokerage firm’s supervisory practices. If these red flags raise questions, call us and we will inform you of your rights as an investor. Did You Lose Money Because of Broker Misconduct? If you have lost money due to negligence or fraud by a stockbroker or advisor, the easiest way to know if you have a case is to call our office at 800-732-2889. Our investment fraud attorneys will evaluate your claim for free and let you know if we can help you recover your losses. Need Legal Help? Let’s talk. or, give us a ring at 833-300-6983. File A Claim To Recover Your Investment Losses At Morgan Stanley Due To Wendy Stocker If you have questions about Morgan Stanley and/or Wendy Stocker and the management or performance of your accounts, please contact Attorney Pearce for a free initial consultation via email or Toll Free at 1-800-732-2889.

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Dec 14, 2024

Mary Beth Spuhler Formerly With Osaic Wealth, Inc. FIRED

DID MARY BETH FISHER SPUHLER CAUSE YOU INVESTMENT LOSSES? Mary Beth Spuhler Formerly With Osaic Wealth, Inc. was terminated on September 6, 2024, for engaging in personal transactions with clients without prior approval from the broker-dealer. Mary Beth Spuhler Employment History and Termination Disclosures Mary Beth Spuhler Red Flags & Your Rights As An Investor Regardless of whether an arbitration award was entered, a settlement occurred, or the customer complaint was filed, the termination of Mary Beth Spuhler is a red flag which should put all current and former customers of Mary Beth Spuhler at with Osaic Wealth, Inc. on alert to review carefully the activity and performance of their accounts and question whether Mary Beth Spuhler engaged in any stockbroker misconduct that may have caused them investment losses. The large number of customer complaints at Osaic Wealth, Inc. also raises questions about the brokerage firm’s supervisory practices. If these red flags raise questions, call us and we will inform you of your rights as an investor. Did You Lose Money Because of Broker Misconduct? If you have lost money due to negligence or fraud by a stockbroker or advisor, the easiest way to know if you have a case is to call our office at 800-732-2889. Our investment fraud attorneys will evaluate your claim for free and let you know if we can help you recover your losses. Need Legal Help? Let’s talk. or, give us a ring at 833-300-6983. File A Claim To Recover Your Investment Losses At with Osaic Wealth, Inc. Due To Mary Beth Spuhler If you have questions about Osaic Wealth, Inc. and/or Mary Beth Spuhler and the management or performance of your accounts, please contact Attorney Pearce for a free initial consultation via email or Toll Free at 1-800-732-2889.

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Dec 11, 2024

Lucas Rogers Formerly With J.P. Morgan Securities LLC FIRED

DID LUCAS ROGERS CAUSE YOU INVESTMENT LOSSES? Lucas Rogers Formerly With J.P. Morgan Securities LLC was recently fired following allegations of submitting fraudulent claims on his corporate credit card for personal transactions Lucas Rogers Employment History and Termination Disclosure Lucas Rogers Red Flags & Your Rights As An Investor Regardless of whether an arbitration award was entered, a settlement occurred, or the customer complaint was filed, the termination of Lucas Rogers is a red flag which should put all current and former customers of Lucas Rogers at J.P. Morgan Securities LLC on alert to review carefully the activity and performance of their accounts and question whether Lucas Rogers engaged in any stockbroker misconduct that may have caused them investment losses. The large number of customer complaints at J.P. Morgan Securities LLC also raises questions about the brokerage firm’s supervisory practices. If these red flags raise questions, call us and we will inform you of your rights as an investor. Did You Lose Money Because of Broker Misconduct? If you have lost money due to negligence or fraud by a stockbroker or advisor, the easiest way to know if you have a case is to call our office at 800-732-2889. Our investment fraud attorneys will evaluate your claim for free and let you know if we can help you recover your losses. Need Legal Help? Let’s talk. or, give us a ring at 833-300-6983. File A Claim To Recover Your Investment Losses At J.P. Morgan Securities LLC Due To Lucas Rogers If you have questions about J.P. Morgan Securities LLC and/or Lucas Rogers and the management or performance of your accounts, please contact Attorney Pearce for a free initial consultation via email or Toll Free at 1-800-732-2889.

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Dec 6, 2024

 Torian Mitchell Formerly With Pruco Securities, LLC Reviews

DID TORIAN D MITCHELL CAUSE YOU INVESTMENT LOSSES? Torian Mitchell Customer Complaints and Reviews Mr. Mitchell has one pending customer dispute: Allegations Against Torian Mitchell Torian Mitchell Red Flags & Your Rights As An Investor Of course, Torian Mitchell did not admit to any of the allegations. But regardless of whether an arbitration award was entered, a settlement occurred, or the customer complaint is still pending, the allegations made by customers are red flags which should put all current and former customers of Torian Mitchell at Pruco Securities, LLCon alert to review carefully the activity and performance of their accounts and question whether Torian Mitchell has engaged in any stockbroker misconduct that may have caused them investment losses. The large number of customer complaints at Pruco Securities, LLCalso raises questions about the brokerage firm’s supervisory practices. If these red flags raise questions, call us and we will inform you of your rights as an investor. Did You Lose Money Because of Broker Misconduct? If you have lost money due to negligence or fraud by a stockbroker or advisor, the easiest way to know if you have a case is to call our office at 800-732-2889. Our investment fraud attorneys will evaluate your claim for free and let you know if we can help you recover your losses. Need Legal Help? Let’s talk. or, give us a ring at 833-300-6983. File A Claim To Recover Your Investment Losses At Pruco Securities, LLC Due To Torian Mitchell If you have questions about Pruco Securities, LLC and/or Torian Mitchell and the management or performance of your accounts, please contact Attorney Pearce for a free initial consultation via email or Toll Free at 1-800-732-2889.

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