New Hampshire has one of the oldest populations in the country, with roughly one in five residents aged 65 or older. Many are retirees with substantial savings, which makes them frequent targets for investment fraud, unsuitable recommendations, and broker misconduct. The state’s Bureau of Securities Regulation investigates investor complaints. We handle FINRA claims and securities arbitrations throughout New Hampshire, fighting tirelessly to restore what was wrongfully taken from you.
We understand the overwhelming sense of betrayal you feel when someone you trusted with your financial future has violated that trust through unauthorized trading, unsuitable investments, or outright misrepresentation.
Recovery is possible, and you don’t have to face this battle alone.
How a New Hampshire Investment Fraud Attorney Can Help You
If you are a victim of investment fraud in New Hampshire, the experienced investment and stockbroker fraud attorneys at the Law Offices of Robert Wayne Pearce P.A. can help you pursue compensation. Our lawyers have extensive experience recovering losses for investors who suffered due to broker misconduct or securities violations.
Unsuitable Investment Recommendations
Brokers must make recommendations that align with your investment objectives and risk tolerance under the New Hampshire Uniform Securities Act (RSA 421-B). When advisors recommend unsuitable investments, our investment fraud attorneys can evaluate your case and potentially help recover your losses through FINRA arbitration.
Ponzi Scheme and Pyramid Fraud
Ponzi schemes promise high returns from nonexistent profits. Violations fall under RSA 421-B:5-501, prohibiting securities fraud in New Hampshire. Attorneys at the Law Offices of Robert Wayne Pearce P.A. can analyze fraudulent schemes and assist you in filing arbitration claims against responsible parties.
Excessive Trading or Churning
Excessive trading to generate commissions violates RSA 421-B:5-502. If your advisor engaged in churning, our securities fraud lawyers can examine your account history and represent you in arbitration to reclaim undue losses.
Breach of Fiduciary Duty
Financial advisors must prioritize client interests. Breaches of fiduciary duty are actionable under RSA 421-B:5-501. Our attorneys are experienced in identifying fiduciary violations and may assist in recovering losses stemming from advisor negligence or self-interest.
Misrepresentation and Omission of Facts
Deceiving investors by misrepresenting or omitting critical facts violates RSA 421-B:5-501. Lawyers at the Law Offices of Robert Wayne Pearce P.A. can build your case by gathering evidence of misrepresentations and potentially securing restitution via FINRA arbitration.
Unauthorized Trading
Unauthorized transactions breach FINRA Rule 3260 and New Hampshire securities statutes. Our investment fraud lawyers can help establish unauthorized trades and work toward recovering your financial losses.
Brokerage Firm Failure to Supervise
Brokerage firms must supervise their representatives as required under FINRA Rule 3110. If a lack of oversight contributed to your losses, our attorneys can pursue claims against negligent firms through FINRA arbitration proceedings.
Lack of Diversification and Overconcentration
Holding concentrated investments elevates risk. Such negligence may violate RSA 421-B. Our attorneys can assess your portfolio to identify concentration issues and potentially help recover investment losses caused by broker misconduct.
Theft or Misappropriation of Funds
Misappropriation of client funds violates RSA 637:3 and RSA 421-B:5-501. The Law Offices of Robert Wayne Pearce P.A. attorneys can assist victims by initiating legal actions or FINRA arbitration claims to recover stolen funds.
Other Common Types of Securities Fraud We Handle
- Mutual Fund Violations: Unsuitable fund recommendations and excessive switching.
- Excessive Markups and Markdowns: Inflated security pricing harming investor returns.
- Selling Away: Unauthorized investment offerings outside the firm’s approval.
- Broker Negligence: Failure to meet required industry standards.
- Margin Abuse: Encouraging risky margin trades resulting in substantial losses.
- Private Placement Fraud: Risky investments offered without appropriate disclosures.
- Cryptocurrency Fraud: Fraudulent digital currency investment schemes.
- 401(k) Plan Misconduct: Fiduciary breaches affecting retirement savings.
- Microcap Fraud: Manipulation involving low-value stocks.
- EB-5 Investment Fraud: Misrepresentations regarding visa-related investments.
- Advance Fee Schemes: Demanding fees for nonexistent investment opportunities.
Recovering Your Losses Through FINRA Arbitration
Most securities fraud claims in New Hampshire are resolved via FINRA arbitration, a faster, cost-effective alternative to court litigation, where punitive damages may be available.
Statute of Limitations in New Hampshire
New Hampshire securities fraud claims typically must be filed within 2 years of discovering the fraud, and no later than 6 years from the violation date under RSA 421-B.
Relevant New Hampshire Investment Laws and Resources
Investors in New Hampshire are protected by several statutes and regulators:
- New Hampshire Uniform Securities Act (RSA 421-B): Governs registration and fraud prevention.
- Business Corporations Act (RSA 293-A): Defines shareholder rights.
- Regulation of Business Practices for Consumer Protection (RSA 358-A): Addresses deceptive investment tactics.
- New Hampshire Bureau of Securities Regulation: Oversees licensing and investigates misconduct.
- Consumer Protection Division: Handles fraud cases within the Attorney General’s Office.
- Securities and Exchange Commission (SEC): Enforces federal securities regulations.
- Financial Industry Regulatory Authority (FINRA): Oversees broker-dealer conduct nationally.
New Hampshire Securities Laws
New Hampshire’s securities law is the New Hampshire Uniform Securities Act, RSA 421-B. RSA 421-B:5-501 makes it unlawful to use a scheme to defraud, make an untrue statement of a material fact, or omit a material fact that makes a statement misleading when offering, selling, or buying a security. It bars selling unregistered, non-exempt securities.
This law is part of what are called blue sky laws. They give state regulators authority over securities activity and misconduct within the state.
The Secretary of State’s Bureau of Securities Regulation licenses brokers and advisers and enforces the law. The statute treats guarantees against loss, excessive trading, and trades without a customer’s knowledge as fraud. Under RSA 421-B:4-412, dishonest or unethical practices and failure to supervise agents are grounds for discipline.
If you have experienced investment losses, the Law Offices of Robert Wayne Pearce P.A. offers a free consultation and handles cases on a contingency fee basis, ensuring you pay no fees unless your case is successful.
What Can an Investment Fraud Lawyer Do for Investors?
An investment fraud lawyer helps investors recover investment losses that they lost due to a financial advisor or broker who did not act in their best interest. Typically, the lawyer will help the investor recover their losses through a process called FINRA arbitration.
Contact our New Hampshire Securities and Investment Fraud Attorneys Today
The Law Offices of Robert Wayne Pearce, P.A., is a law firm specializing in representing defrauded investors recover. New Hampshire investment fraud lawyer Robert Wayne Pearce specializes in getting individuals their money back from bad investments using any and all available methods.
In the last 20 years alone, Robert Pearce has recovered over $175 million for his investor clients. In fact, he has recovered funds for over 99% of his investor clients through various avenues of recovery, including settlements, arbitrations, and court litigation.
If you have questions about how to move forward, contact our team online or call our Manchester NH office line at (800) 732-2889 for a free confidential consultation with a New Hampshire securities lawyer. We will fight aggressively for your financial recovery and for justice.
Client Testimonials
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Our investment fraud lawyers serve clients throughout New Hampshire:
Frequently Asked Questions
How do I know if I have a valid investment fraud claim in New Hampshire?
If your financial advisor misled you, traded without your consent, or placed you in unsuitable investments, you may have a valid claim under the New Hampshire Uniform Securities Act (RSA 421-B). Our attorneys can evaluate your case and help determine if broker misconduct led to your losses.
What is the statute of limitations for filing an investment fraud case in New Hampshire?
In New Hampshire, most securities fraud claims must be filed within 2 years of when you discovered the fraud, and no later than 6 years after the violation occurred. Missing these deadlines could prevent recovery, so it’s important to act quickly.
How much will it cost to hire your firm?
We work on a contingency fee basis. That means you pay nothing upfront, and we only collect a fee if we recover money for you—plus, your initial consultation is always free.
How long does it take to recover losses through FINRA arbitration?
Most FINRA arbitration cases resolve within 12–18 months, but this can vary depending on the complexity of your case. Early settlements are possible if your broker’s liability is clearly proven.
What types of investment losses can be recovered in New Hampshire?
You may be able to recover actual investment losses, interest, attorney’s fees, and in some cases, punitive damages. Recovery depends on the type of misconduct, the financial harm caused, and available evidence.
[Written by attorney Robert Wayne Pearce (Attorney Bio)]